Opportunity is rolling your way

The numbers show that collector cars have never been more popular. Take advantage of the growing number of enthusiasts and the best coverage in the industry.

Use our market* for collector vehicle insurance:

  • No restrictions by year, make or model
  • Flexible usage and mileage
  • Minimal driving experience required
  • Higher liability limits and more deductible options
  • Additional garaging options accepted

Simple online quote and submission processes, online policy management, and expert underwriting and marketing assistance are all part of the package.

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Policy Features

Your customers insured with American Collectors can be sure their collector vehicle has the best coverage available. Their investment will be well-protected by a policy that has been designed especially for collectors. Our policies are annual and our minimum premium is $100.

Agreed Value Coverage

Pays the vehicle’s full insured value (less any deductible) in the event of total loss.

Zero Deductible

Our policy includes a zero deductible option, providing zero out of pocket cost in the event of a claim.

Mileage Plans

Your customers know that the days of one-size-fits-all plans are over. They want a mileage plan that best fits their needs (2,500, 5,000 or 7,500)—now you can give it to them.

Flexible Usage with Freedom Tier

Our Freedom Tier provides more freedom than any other collector vehicle insurance provider. True collectors are allowed 7,500 annual miles PLUS occasional general usage.

High Value Vehicle Program

We provide coverage and discounts for vehicles valued over $150,000 or collections valued over $250,000.

Towing & Labor for Collectors (TLC) Plan

Our comprehensive TLC Plan—affordably priced on a policy level—reimburses for much more than emergency towing & labor expenses.  Learn more about 3 levels of TLC

Coverage for Vehicles in Restoration

Not quite finished? No problem! In most cases, we can protect the car throughout the duration of the restoration.

Inflation Guard

Automatically increases the limit of liability up to a max of 6% at no additional cost.

Spare Parts Coverage

Should damage or loss occur to a classic “spare part,” our policy provides up to $500 coverage at no additional cost. Additional coverage is available.

Higher Liability Limits and More Deductible Options

Even more cost and coverage options are now available.

Automatic Coverage for Newly Acquired Vehicles

Qualifying vehicles purchased during the policy term are automatically covered for 30 days.

Multi-Vehicle Discount

Available to collectors with two or more qualifying vehicles.

Program features and availability vary by state. Please contact American Collectors Insurance for additional information.