Specialty Collectibles Insurance

You have a lot more invested than money.

As an American Collectors’ customer, you can be sure your prized collection has the best coverage available. Your investment will be well-protected by a policy that has been designed especially for collectors. Features include:


Agreed Value Coverage

Qualifying collections are insured for their full collector value, less any deductible, and never depreciate. Coverage also applies to accessories such as model train layouts, and product packaging.

Broad coverage

Includes damage caused by accidental breakage, fire, flood, theft, hurricane, earthquake and more.

Unmatched personal service

Our reps are friendly, prompt, knowledgeable, honest and dedicated to making the claim process as smooth as possible.

Inflation Guard Protection

Coverage on scheduled items valued at more than $2,000 automatically increases by 2% quarterly—up to 8% annually—at no extra cost.

Automatic coverage of new additions

We’ll cover additions to your collection up to $2,000. Just tell us within 30 days.

Collector's Choice

Collector’s Choice provides protection while items are being shipped, stored outside of residence, used for special occasions, and more. To learn more about our Collectors Choice enhancement see Policy Enhancements over to the right.

Program features and availability vary by state

Coverage for furniture, fine art, or jewelry is not currently available. Contact American Collectors Insurance for additional information.