Specialty Collectibles Insurance

You have a lot more invested than money.

We understand what went into your collection. That’s why we value it the way you do.

We insure collectibles for their full collector value, less any applicable deductible, and with no depreciation. We even cover accessories like train layouts and product packaging. Compare that to your homeowners coverage and it’s easy to see why sensible, affordable coverage is essential.


Broad coverage

Includes damage caused by accidental breakage, fire, flood, theft, hurricane, earthquake and more.

Unmatched personal service

Our reps are friendly, prompt, knowledgeable, honest and dedicated to making the claim process as smooth as possible.

Inflation Guard Protection

Coverage on scheduled items valued at more than $2,000 automatically increases by 2% quarterly—up to 8% annually—at no extra cost.

Automatic coverage of new additions

We’ll cover additions to your collection up to $2,000. Just tell us within 30 days.

Collector's Choice

Extra coverage for items being shipped, stored outside of residence, used for special occasions, and more.*

Program features and availability vary by state

Coverage for furniture, fine art, or jewelry is not currently available. Contact American Collectors Insurance for additional information.


Policy Features*

Agreed Value Coverage

Qualifying collections are insured for their full collector value, less any deductible, and never depreciate. Coverage also applies to accessories such as model train layouts, and product packaging.

Broad coverage

Broad coverage includes damage caused by accidental breakage, fire, flood, theft, hurricane, earthquake and more.

Inflation Guard Protection

Inflation Guard Protection covers scheduled items valued at more than $2,000 automatically increases by 2% quarterly—up to 8% annually—at no extra cost.

Collector's Choice

Collector’s Choice provides protection while items are being shipped, being stored outside of the residence, for special occasion usage, and more!

Automatic coverage for new additions

Automatic coverage for new additions to your collection up to $2,000. Simply notify us of new purchases within 30 days.