Street Rods & Customs Insurance Program

Today’s street rods are one-of-a-kind creations that deserve the protection of more than one kind of coverage.


The collector coverage* you want

Agreed Value. Zero deductible. A choice of mileage plans. And more!

“Real Person” Guarantee

Talk to a licensed representative during business hours and Saturday. No phone menus, no long wait times.

Competitive discounts

We offer attractive discounts, including modified vehicle valued at $40,000 or more. More discounts are available for vehicles for vehicles valued at more than $150,000, or collections valued at more than $250,000.

Pain-free application process

Answer some simple questions. Provide payment. Submit a photo of your vehicle. That’s it. 
No appraisals, notarized statements or piles of paperwork.

Flexible claims process

It’s your car. You choose the parts and the facility that will repair it, not us.

Program features and availability vary by state

Contact American Collectors Insurance for additional information.


Policy Features

Make sure your one-of-a-kind ride is protected by a policy designed specifically for street rod & custom car enthusiasts.

Agreed Upon Value

Full payout for insured value (less any deductible) in the event of total loss.

Zero Deductible

Option providing zero out of pocket cost in the event of a claim.

Mileage Plans

Select the mileage plan that suits your needs—2,500, 5,000 or 7,500.

Go farther with Flexible Freedom Tier

More freedom than any other collector vehicle insurance provider! True collectors are allowed 7,500 annual miles, PLUS occasional general usage.

High Value Vehicle Program

Coverage and discounts for vehicles valued at more than $150,000, or collections valued at more than $250,000.

Towing & Labor for Collectors – Our “TLC” Plan

Affordably priced policy that reimburses for much more than emergency towing & labor. Learn more

Coverage for Vehicles in Restoration

We’ll protect your car throughout the duration of the restoration.

Inflation Guard*

Automatically increases vehicle value up to a max of 8%, at no additional cost.

Spare Parts Coverage

Our policy covers damage or loss to a classic “spare part”—up to $500 coverage—at no additional cost. Additional coverage is also available.

Higher Liability Limits and More Deductible Options

More cost and coverage options are now available.

Automatic Coverage for Newly Acquired Vehicles*

Qualifying vehicles purchased during the policy term are automatically covered for 30 days, for values up to $25,000.

Multi-Vehicle Discount*

Available to collectors with two or more qualifying vehicles.