Doesn't your collector deserve some TLC?

We're proud to offer the most comprehensive towing and labor expense reimbursement plan for collector vehicles today. Our TLC Plan provides an extra layer of protection for the classic driving experience, and for less than the cost of an oil change!

TLC reimburses you for emergency expenses on the road, such as towing, roadside assistance and lock-out! And the premium level reimburses you for things other towing plans don’t. The TLC Plan is available in three levels of coverage-Silver, Gold and Platinum- and all at truly affordable prices.


Emergency Towing

Use the towing service you’re comfortable with and send us the bill. We’ll reimburse expenses up to the policy limit.

  • Platinum $250
  • Gold $150
  • Silver $100
Roadside Assistance

If your collector vehicle is disabled on the road, you’ll be reimbursed for the costs to get it get it running again, up to the policy limit. Examples include flat tire, dead battery and running out of gas or oil.

  • Platinum $150
  • Gold $100
  • Silver $50
Emergency Lockout

TLC will reimburse you up to $50 for a professional locksmith service.

  • Platinum $50
  • Gold $50
  • Silver $50
Lost Key Return
  • Platinum: Included
  • Gold: Included
  • Silver: Included
Emergency Travel Expense

If your collector vehicle breaks down more than 50 miles away from your home, you will be reimbursed for expenses that you incur for up to 5 days. Meals, lodging and car rental are all included, up to the policy limit.

  • Platinum $500 ($100 per day)
  • Gold $250 ($50 per day)
  • Silver N/A
Car Show Expense

If you miss a car show due to accident or mechanical breakdown, the TLC Plan will reimburse your non-refundable car show and hotel fees up to the policy limit.

  • Platinum $150
  • Gold $100
  • Silver N/A
Theft Reward

If your collector vehicle is stolen, American Collectors will assist in the recovery of your vehicle by offering a cash reward for information leading to its return.

  • Platinum $5,000
  • Gold $2,500
  • Silver N/A
Personal Effects

If your car is stolen or vandalized, you will receive reimbursement for personal items reported to the police as missing or damaged, up to the policy limit.

  • Platinum $500
  • Gold $250
  • Silver N/A
Accidental Death & Dismemberment
  • Platinum:$20,000
  • Gold: $10,000
  • Silver: N/A
Ambulance Assistance
  • Platinum:$250
  • Gold: $100
  • Silver: N/A
Bail Bond
  • Platinum:$5,000
  • Gold: N/A
  • Silver: N/A
Legal Defense Benefit
  • Platinum:$1,000
  • Gold: N/A
  • Silver: N/A
Hit & Run Info Reward
  • Platinum:$1,000
  • Gold: N/A
  • Silver: N/A
Trailer Guard

Per disablement, up to 2 occurrences per policy term

  • Platinum:$150
  • Gold: N/A
  • Silver: N/A