Due to the impending approach of Hurricane Dorian, binding coverage has been suspended until further notice in AL, FL, GA and SC. We apologize for any inconvenience. If you are affected by this storm and need to report a claim please contact, 888-451-0757. Stay safe!
Opportunity is rolling your way
The numbers show that rods and customs are among the most popular collector vehicles. Take advantage of the growing number of enthusiasts and the best coverage in the industry.
Use our market* for collector vehicle insurance:
- No restrictions by year, make or model
- Flexible usage and mileage
- Minimal driving experience required
- Higher liability limits and more deductible options
- Additional garaging options accepted
Simple online quote and submission processes, online policy management, and expert underwriting and marketing assistance are all part of the package.
Create an account or log in today
Your customers insured with American Collectors can be sure their street rods and custom cars have the best coverage available. Their investment will be well-protected by a policy that has been designed especially for collectors. Our policies are annual and our minimum premium is $100.
Agreed Value Coverage
Pays the vehicle’s full insured value (less any deductible) in the event of total loss.
Our policy includes a zero deductible option, providing zero out of pocket cost in the event of a claim.
Street rods are one-of-a-kind creations that deserve the protection of more than one kind of coverage.
Your customers know that the days of one-size-fits-all plans are over. They want a mileage plan that best fits their needs (2,500, 5,000 or 7,500)—now you can give it to them.
Flexible Usage with Freedom Tier
Our Freedom Tier provides more freedom than any other collector vehicle insurance provider. True collectors are allowed 7,500 annual miles PLUS occasional general usage.
High Value Vehicle Program
We provide coverage and discounts for vehicles valued over $150,000 or collections valued over $250,000.
Towing & Labor for Collectors (TLC) Plan
Our comprehensive TLC Plan—affordably priced on a policy level—reimburses for much more than emergency towing & labor expenses. Learn more about 3 levels of TLC
Coverage for Vehicles in Restoration
Not quite finished? No worries! In most cases, we can protect the car throughout the duration of the restoration.
Automatically increases the limit of liability up to a max of 6% at no additional cost.
Spare Parts Coverage
Should damage or loss occur to a classic “spare part,” our policy provides up to $500 coverage at no additional cost. Additional coverage is available.
Higher Liability Limits and More Deductible Options
Even more cost and coverage options are now available.
Automatic Coverage for Newly Acquired Vehicles
Qualifying vehicles purchased during the policy term are automatically covered for 30 days.
Available to collectors with two or more qualifying vehicles.
Program features and availability vary by state. Please contact American Collectors Insurance for additional information.