When it comes to choosing classic car insurance in New Jersey, you don’t have to settle for a one-size-fits-all policy. Unlike standard auto insurance, American Collectors Insurance offers customized insurance policies for your collector vehicle that will perfectly suit your driving needs. Year after year, we are rated #1 by our customers to protect their collections throughout New Jersey and the tri-state region.
Rated 4.9/5 from 11,000+ reviews
While New Jersey may be called the “Garden State,” we know it is a geographically diverse region. From its southern rural counties to its miles of sandy beach towns, and to its urban areas across from Philadelphia and adjacent to New York, we assure classic car enthusiasts with top-rated service and enhanced coverage.
American Collectors Insurance, founded in 1976, is headquartered in Cherry Hill, New Jersey. Our corporate parent, NSM Insurance Group, proudly hosts our annual Collector Car Show in Cherry Hill. Our 14th annual show was held on October 14th, 2023. This year we donated all proceeds to Puppies Behind Bars.
We share your passion and understand the importance of your collector car. With our Agreed Value protection and TreasureGuardTM benefits, collectors can have peace of mind as they transport and store their collections throughout New Jersey.
Enjoy driving your antique car, vintage truck, or modified hot rod down to the Jersey shore, along the backroads in rural Hackettstown, or just driving to your local car club’s Coffee Cruise-In knowing that if a covered accident occurs that results in a “total loss”, you will be paid the fully agreed-upon amount stated in your policy (less any applicable deductible) without factoring in depreciation.
Inflation Guard
We include Inflation Guard for no additional cost. In the event of a covered “total loss” to your collector vehicle, Inflation Guard will automatically adjust the Agreed Value limit for your vehicle.
TreasureGuard™
Our classic car insurance policies in New Jersey include complimentary TreasureGuard™ benefits like spare parts, full safety glass, basic towing, and more.
Vehicles in Restoration
Shift happens. We’ll protect your collector car throughout the duration of an active restoration.
Spare Parts Coverage
Spare parts can be tough to find for your classic rig. Policy coverage includes up to $500 covered losses and damages to classic “spare parts”.
Automatic Coverage for Newly Acquired Collector Vehicles
All classic and collector car insurance policies in New Jersey include automatic 30-day coverage for newly purchased qualifying vehicles for up to $25,000.
Most Flexible Mileage
Our mileage plans give you flexibility to customize your classic car insurance policy to match how much you drive your collector vehicle in New Jersey or anywhere throughout the U.S.
Towing and Transportation Coverage
Our Collector Auto Reimbursement and Expenses (C.A.R.E.) plans provide protection for towing and transportation for your classic vehicle.
Discounts for Collectors
If you’re driving a vehicle valued over $250,000 or need a multi-vehicle policy, you may be eligible for discounts. Ask about driver safety features, and garage safety discounts for even more savings on your collector car insurance in New Jersey.
After personalizing your classic car insurance plan in NJ, it’s time to finish your restoration project or show off your restored vintage ride. Join a local club or find a reputable mechanic in the area to assist you in maintaining or restoring your collector vehicle.
Whether restoring your first muscle car, modifying a street rod, or just looking for a place to meet local classic car enthusiasts and collectors, getting to meet new friends and having the opportunity to share a common love for classic vehicles is priceless. Here are some popular local clubs in New Jersey:
