Custom & Hot Rod Insurance Programs
Hot rods are one-of-a-kind creations that deserve the protection of more than one kind of coverage.
Make sure your one-of-a-kind ride is protected by a policy designed specifically for street rod & custom car enthusiasts.
We offer attractive discounts for modified vehicles valued at $40,000 or higher. More discounts are available for vehicles for vehicles/collections valued over $250,000 and for policies with multiple vehicles.
Collector vehicles tend to appreciate so it is important to make sure that your insurance policy covers your prized collector for its full value. American Collectors insures Collector Vehicles for the “Agreed value”, meaning that in the event of a total loss, you are paid that amount (less any applicable deductible) with no depreciation.
Option providing zero out of pocket cost in the event of a claim.
Select the mileage plan that suits your needs—2,500, 5,000 or 7,500.
Coverage and discounts for vehicles valued at more than $150,000, or collections valued at more than $250,000.
Affordably priced policy that reimburses for much more than emergency towing & labor. Learn more
We’ll protect your car throughout the duration of the restoration.
Automatically increases vehicle value up to a max of 6%, at no additional cost.
Our policy covers damage or loss to a classic “spare part”—up to $500 coverage—at no additional cost. Additional coverage is also available.
More cost and coverage options are now available.
Qualifying vehicles purchased during the policy term are automatically covered for 30 days, for values up to $25,000.
Available to collectors with two or more qualifying vehicles.
*Program features and availability vary by state. Contact American Collectors Insurance for additional information.