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(800) 360-2277

TreasureGuard™ Collector & Classic Car Insurance

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SPECIALIZING IN COLLECTOR CARS SINCE

1976

CUSTOMER SERVICE SATISFACTION

99%

FLEXIBLE MILEAGE PLANS & DEDUCTIBLES AS LOW AS

$0

TreasureGuard™ Collector & Classic Car Insurance From American Collectors Insurance

At American Collectors Insurance, we continuously strive to deliver best-in-class service and innovative policy coverage to meet the needs of the collector car owner. We’re proud to offer the industry-leading TreasureGuard™ Collector/Classic Car Policy, available exclusively through American Collectors Insurance.

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The Best Just Got Better With TreasureGuard™

When it comes to classic car insurance, you don’t have to settle for a one-size-fits-all policy. Your baby deserves better. Your baby deserves TreasureGuard™!

Agreed Value Coverage

AGREED VALUE COVERAGE (INCLUDED)

Know for certain what you will receive in the event of a total loss.

Full Safety Glass Coverage

FULL SAFETY GLASS COVERAGE (INCLUDED)

$0 deductible on windshield repairs/replacements.

Basic Towing Coverage

BASIC TOWING COVERAGE (INCLUDED)

$50 towing/emergency expense reimbursement.

Disaster Relocation Coverage

DISASTER RELOCATION COVERAGE (INCLUDED)

$250 reimbursement to relocate vehicle from harm’s way.

TreasuredTitle

TREASURED TITLE™ (OPTIONAL)

For limited production models or vehicles with special historical or sentimental value.

Savings Up to 40

SAVINGS UP TO 40% VS REGULAR AUTO INSURANCE

Request an online quote in minutes to see how much you can save!

Details That Make a Difference

Check out American Collectors Insurance compared to standard auto insurers and you’ll see why we’re the best choice by far!

Standard Auto Insurers
Collector Insurance Specialists
Agreed Value Coverage
Flexible Mileage Plans
Safety Discounts
C.A.R.E. Emergency Roadside Plan
Restoration Protection
Inflation Guard*
Spare Parts Coverage
Higher Liability Limits
More Deductible Options
Automatic Agreed Value Coverage for New Vehicles*
Multi-Vehicle Discount*

*Program features and availability vary by state. Contact American Collectors Insurance for additional information.

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Agreed Value Coverage

Know how much you will receive for your collector car in the event your vehicle is stolen or “totaled” BEFORE the accident occurs (less any applicable deductible)

Flexible Mileage Plans

Don’t overpay for insurance. Tailor the premium on your policy to reflect your annual driving mileage.

Newly Acquired Vehicle Coverage

Automatically covers your newly acquired collector vehicle up to the highest Agreed Value limit on the policy or $100,000 (whichever is less) for up to 30 days.

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Frequently Asked Questions

We’ve been in business since 1976, and we’re still growing – and innovating – to maintain our excellent reputation in the collector car hobby and the insurance industry.

We can provide insurance for many different types of collector vehicles. This list includes antique and classic cars, trucks and motorcycles, muscle cars, customs, street rods, replicas, antique fire trucks, amphicars, military jeeps and even antique tractors! In addition to our collector vehicle program, we also have an insurance program available for most types of collectibles like automobilia, coins, stamps, trading cards, trains, figurines, and much more.

In the event of total loss, most standard auto policies will settle “total loss” claims either on an Actual Cash Value basis (replacement cost minus depreciation) or Stated Value basis (the insurer can choose the lesser of Actual Cash Value or  the amount stated on the declaration page).

Insured vehicles determined to be a “total loss” on an Agreed Value policy, however, will be settled at the vehicle’s full policy limit (less any applicable deductible) with no deduction for depreciation. Think of Agreed Value insurance as the only way to fully protect your investment!

We offer flexible mileage options to fit your collector lifestyle.  While most collectors opt for the 2,500 mileage tier, we offer a variety of mileage tiers up to and including an Unlimited pleasure use mileage tier.  For further information and to select the plan that best suits your needs, please contact us.

We will consider operators with:

  1. At least ten years of licensed driving experience is preferred. We may consider as low as five years of driving experience.
  2. A good driving record. No more than one moving violation or one at-fault accident within the last 3 years (up to 2 per household).
  3. One regular-use vehicle for every licensed driver in the household (exceptions may be made for full-time students and retired couples).

We will consider ANY vehicle that has collector merit and is appreciating in value however we require that they are:

  1. Driven on a limited basis and not as a daily driver.
  2. Not used for racing, timed events or Driver’s Education.
  3. Kept in an enclosed, locked garage (alternate garaging options may be permitted; contact our representatives).

Tailored coverage. Personalized service. Exceptional price.

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