What to remember
What to do in the event of an auto accident
- Remain calm. Call emergency personnel right away if there are any injuries.
- If you smell gas or see fire around the vehicle, clear everyone away from the area.
- Never move an injured person unless leaving them in their position poses a greater threat to life.
- If the accident is minor (no injuries), move vehicles to a safer location, such as the side of the road. Turn on hazard lights and place reflective triangles or flares around the vehicle.
- Exchange ONLY the following information with the other driver: your name, names of any passengers, witnesses, car insurance information, address, and phone number. It is best to exchange this information through a police officer. Request the officer’s business card so you can contact him/her for the police report.
- Give the police officer your account of the accident, with as many details as you can remember. Share this information with the officer only, not with the other driver(s).
- If you have access to a digital camera or camera phone, it is helpful to take photos of the damage to the vehicles at the scene of the accident—regardless of how minor the damage may be.
- As soon as you are able, contact American Collectors Insurance to report your claim.