At American Collectors Insurance, we’re not just an insurance company. Like you, we’re serious collectors who care about the value of your collectibles. Our collectibles policies are different than standard homeowners insurance by offering broader collectibles coverage and Agreed Value coverage. Learn about all of the coverage benefits that were built to protect special collections like yours.
We offer comprehensive protection, recognizing the historical and intrinsic value of your items, be they classic, vintage, or unique. Whether it’s stamps, coins, comic books, toys, or sports memorabilia, we ensure your collectibles are fully secure.
Our comprehensive collectible insurance covers a range of collections. We cover wine collections, valuable stamps, comic books, vintage toys, sports memorabilia and more. Our tailored policies cater — the distinct characteristics and value of each collectible, ensuring their protection. From safeguarding cash value to addressing exclusions or sublimits, our coverage extends to collections of all kinds.
Yes, you can obtain insurance for collectibles. Collectible insurance is a specialized form of coverage designed to protect valuable items like artwork, coins, trading cards, and other prized possessions against damage, theft, or loss.
Collectible insurance is a type of coverage tailored to safeguard valuable items such as art, antiques, musical instruments, and more. It offers financial protection against potential risks, ensuring that the collectible’s full value is compensated in case of damage, theft, or loss.
The cost of collectors’ insurance varies based on factors like the type and value of your collectible items, coverage limits, deductibles, and other considerations. While premiums can vary, many collectors find that the expense is reasonable in exchange for the peace of mind and full-value coverage it provides.
To insure your collection, you’ll need to contact an insurance provider that offers coverage for collectibles. You’ll typically need to provide a detailed inventory of your items, including their estimated value. An insurance adjuster may assess your collection to determine its worth and recommend suitable coverage options.
It’s advisable to insure your collection as soon as its total value becomes significant to you. Whether your collection comprises artwork, coins, or musical instruments, protecting it with insurance offers peace of mind against potential risks such as theft, damage, or loss.
Private collections insurance is a specialized coverage designed for individuals who possess valuable collectible items like art, antiques, and other high-value possessions. This coverage often provides broader protection than standard personal property insurance, accounting for the unique needs of collectors and their valuable items.
No, collections insurance itself does not impact your credit. Insurance services for collectibles are unrelated to your credit history. Instead, they focus on providing protection for your valuable items, ensuring you’re financially covered against potential risks or losses.
Collectibles insurance covers collections such as rare stamps, valuable coins, wine collections, sports memorabilia such as vintage baseball cards, vintage toys, comic books, and more. Collectibles insurance protects your collection against theft, accidental breakage, flooding and more. Unlike other insurance policies, our insurance covers your collection with Agreed Value insurance coverage. With an Agreed Value policy you know exactly what your collection is insured for at the time of the loss.* This way, we create the right policy to protect your collection from:
*Wine, Stamps and Coin losses are settled based on Fair Market value unless the items are scheduled, in which case the scheduled items are covered for Agreed Value.
