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Collectors Insurance Plans Collectibles Insurance

Collectibles Insurance

At American Collectors Insurance, we’re not just an insurance company. Like you, we’re experts and serious collectors who care about the value of your collectibles. Our policies cover all kinds of specialty collections. Scroll down and learn about all of the coverage benefits that were built to protect special collections like yours.

Justin Herbert 2020 Draft Pick 6 Helmet
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It’s never been easier to see coverage options for the collectibles you love the most.

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What Each Collectibles Insurance Policy Covers

Collectible insurance protects your collection against theft, accidental breakage, flooding and more. Unlike other insurance policies, our insurance covers your collection with Agreed Value insurance coverage. With an Agreed Value policy you know exactly what your collection is insured for at the time of the loss.* This way, we create the right policy to protect your collection from:

  • Theft
  • Fires
  • Floods
  • Natural Disasters

*Wine, Stamps and Coin losses are settled based on Fair Market value unless the items are scheduled, in which case the scheduled items are covered for Agreed Value.

Collectibles Insurance Model Train Collector

Insurance Policy Features

Agreed Value
Coverage

Qualifying collections are insured for their full collector value up to the policy limits.

Broader
Coverage

Protect against accidental breakage, fire, theft, flood, hurricanes, and other covered natural disasters.

Unmatched Personal Service

Our reps are friendly, prompt, knowledgeable, honest and dedicated to making the claim process as smooth as possible.

Inflation Guard
Protection

In the event of a covered total loss to your Collectibles, Inflation Guard adjusts the Agreed Value of the Scheduled items up to 8% max.

Automatic Coverage of New Additions

Expanding your collection? We’ll automatically cover new purchases to your collection up to $2,000. Just tell us within 30 days.

Collector’s
Choice

The Collector’s Choice enhancement protects items being shipped, stored outside of residence, or used for special occasions.

Program Features and Availability Vary by State

Exceptions do apply. Currently, we do not cover furniture, fine art, or jewelry. Contact us for more details.

Special Policy Enhancements

Collector’s Choice policy enhancements include special coverage for collectibles you use.

What Can I Insure?

You can insure many popular collection types, including:

Trustpilot
Collectibles Insurance Wine Collection

Wine Collections

Stamp Collections

Coin Collections

Comic Book Collections

Toy Collections

Sports Memorabilia

Additional Resources

View All Resources
Buyer’s Guides
September 1st, 2020

These Are Three Rare Stamps that Collectors Are Looking For

Collecting 101
March 5th, 2020

Collector Insurance: How It Will Protect Your Comic Book Collection

Buyer’s Guides
August 25th, 2020

The Most Valuable Coins That Serious Collectors Want

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