Why ACI

Why Thousands Choose American Collectors Insurance

American Collectors Insurance is backed by 40+ years of expertise, protecting collectors nationwide. Since 1976, we’ve been sharing our passion and excitement for classic cars and collectibles with collectors across the nation. We make it easy to get a quote in minutes. Our underwriting process is simple and straightforward, and we provide the peace of mind serious collectors deserve with our policies.

Agreed Value Coverage

We insure vehicles at their Agreed Value. This provides you with peace of mind and assurance regarding how much you will receive after a “total loss” claim. Agreed Value coverage means that, in the event of a covered accident that is determined to be a total loss, policyholders are paid the full agreed-upon value (i.e., policy limit) when the policy was written (less applicable deductible), without any deduction for depreciation.

Drive as Much as You Want

We don’t believe in a “one size fits all” policy for our customers, and neither should you. We offer a variety of mileage plans, including our Freedom Tier plan, which provides collectors with more driving freedom than any other insurance provider. With our Freedom Tier coverage, you’ll be able to drive your vehicle 7,500 miles a year PLUS occasional general use.

Easy Underwriting Process

As captivated collectors ourselves, we make it our mission to make the underwriting process as seamless and easy as possible for our customers. Once you’ve discussed your insurance needs with one of our knowledgeable and dedicated collector specialists, they immediately go to work underwriting your policy, providing you with the coverage you need without any headaches.

Get a Free Quote in Minutes

You need a specialized insurance policy to protect your investment, and we believe that receiving a quote should be fast and simple. Get a quote today and see how affordable peace of mind can be.

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Extensive Insurance for any Collector

Whether you’re restoring your very first collector car, or you’re adding to an already impressive collection, we offer a variety of plans designed to fit the needs of every collector.

Our Collectors Insurance Plans

5 Star Reviews From Collectors Nationwide

We’re proud of our knowledgeable and devoted team, and our five-star reviews are a testament to American Collectors Insurance dedication to customer service. Read real customer reviews here and see how American Collectors Insurance goes the extra mile.

Read Real Customer Reviews

Extras For Policyholders

Towing & Storage

With our “C.A.R.E.” (Collector Auto Reimbursement Endorsement) plan, policyholders can receive reimbursement for towing and labor services needed when your vehicle requires immediate service.

Explore C.A.R.E. Plans

A Community of Collectors

Explore resources, helpful tips along with stories from collectors just like you.

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