Exotic Car and Collector Imported Car Insurance

Exotic cars & collector car imports need specialized insurance—to protect your investment and allow you to continue to enjoy your vehicle. Get your comprehensive exotic collector car insurance policy with an insurance company that cares about your car just as much as you do.

Tailored policy with Agreed Value coverage.
Knowledgeable specialists who share your passion.
Flexible mileage options that align with unique events and driving habits.

Collector Exotic & Imported Car Insurance Quote

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Policy Features Reviews FAQs

Exotic Cars & Collector Imports Insurance Policy Features

Enjoy your ride and stay safe with the broad coverage options to protect your vehicle. Select the comprehensive coverage plan that works best for you.

Agreed Value Coverage

In the event of a covered accident results in a total loss, policyholders are paid the full Agreed Value (less any applicable deductible), without any further deduction for depreciation.

Mileage Plans

Regular auto insurance companies estimate your annual mileage to determine your insurance premium. With American Collectors Insurance, you choose a mileage plan to suit your driving habits

Discounts Available

Automatically qualify for discounts for mature drivers, safety features, garage security, positive driving records, and more. Higher-value collections can also get a discount.

Flexible Towing and Transportation Coverage

Our Collector Auto Reimbursement and Expenses (C.A.R.E.) plans provide protection for towing and transportation for your classic vehicle.

Spare Parts Coverage

At no additional cost, American Collectors Insurance policyholders are covered for up to $500 for loss or damages to classic “spare parts.” Cut down on repair costs and save up to $500 on spare parts.

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Calculate the Value of Your Exotic or Collector Import Car

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Does Your Exotic or Classic Imported Car Qualify for Collector Insurance?

Insuring a collector import or exotic sports car involves various considerations that impact its qualification for coverage. Here’s a breakdown of essential points to bear in mind:

Car Specifications: Imported or exotic sports cars often boast unique specifications that affect their performance and repair needs.
Safety Standards: Your car must adhere to local safety regulations to meet the criteria for coverage.
Parts Availability: Consider the availability of parts for your imported sports car within your country.
Value Assessment: The value, rarity, and condition of your vehicle influence its eligibility for coverage and subsequent insurance costs.
Specialized Policies: Exploring options like sports car insurance or seeking out classic car insurance providers can be beneficial due to their understanding of these unique vehicles.
Exclusions and Underwriting: Be aware of potential exclusions and understand the underwriting process specific to imported sports cars.

Effectively navigating the world of insuring imported sports cars involves collaboration with insurance professionals experienced in dealing with such vehicles. American Collectors Insurance’s agents have the same love for classic and exotic vehicles as you. Our expertise can guide you toward suitable coverage options that align with your car’s specifics and your insurance requirements.

List of Luxury and Import Cars We Insure

Ferrari 488 GTB
Mercedes-Benz 300SL
Lamborghini Aventador
Aston Martin DBS Superleggera
Porsche 911 GT3
Mercedes-Benz 300SL Gullwing
Rolls-Royce Phantom
Bentley Continental GT
Porsche 911 GT3

C.A.R.E. for Your Exotic Car and Collector Import

Towing and labor plans give some C.A.R.E (Collector Auto Reimbursement Endorsement) to your exotic car & collector import, with the emergency backup drivers trust while on the road. From emergency towing and roadside assistance to car show expenses, everything falls under one umbrella. Coverage is affordable, too, and C.A.R.E. plans come in three tiers to meet your needs.

American Collector’s Insurance Reviews

See why our customers trust their collectibles with American Collectors Insurance.

Classic Car Insurance Frequently Asked Questions

Do I qualify for exotic collector car insurance?
American Collectors considers operators with a few minimum qualifications:
- You’ve been driving for at least ten years. Five to nine years driving experience may be consider as an exception.
- No more than one moving violation or one at-fault accident within the last 3 years (up to 2 per household). DUI’s and reckless driving violations must be at least 10 years old.
- You have one regular-use car for every licensed driver in the home.
Does American Collectors cover exotic daily drivers?

No, American Collectors Insurance does not cover daily drivers. Instead, modern exotic car owners looking for a daily driver policy should seek a traditional luxury car insurance policy from other specialty insurers.
How hard is it to insure an imported car?

Insuring an imported car can be complex due to the distinctive specifications and unfamiliar safety standards that these vehicles often carry. These unique attributes can pose challenges for conventional insurance providers, potentially resulting in coverage gaps or higher premiums.
However, individuals seeking coverage for imported cars can find assistance from specialized insurance agencies that offer exotic car insurance policies. These agencies possess the expertise to navigate the intricacies of imported vehicles, ensuring that their value, rarity, and distinct features are appropriately addressed within the coverage.
Are foreign cars more expensive to insure?

Foreign luxury cars like BMWs, Volkswagens, Ferraris, Lamborghinis, and more can have higher costs due to specs and potential repair expenses. Specialized agencies offer tailored solutions for these high-performance and exotic vehicles.