Our Collector Insurance Plans
At American Collectors Insurance, we go beyond standard auto insurance, providing Agreed Value protection for your classic car. As passionate collectors, we’re committed to saving you money on your classic car and collectibles insurance, to free up money for you to spend on your collector hobby. That’s why we’re proud to offer an Agreed Value collector vehicle policy for up to 40% less than standard personal auto insurance.
Explore Collectors Insurance
Protect your passion with American Collectors Insurance. We feature comprehensive and flexible Agreed Value insurance policies for vintage, classic, and antique vehicles along with policies for almost any type of collectible out there.
Classic Car Insurance
Our classic car insurance policies offer flexible mileage, safety discounts, and towing and labor (TLC) plans for collectible vehicles.
Classic Truck & Utility Vehicle Insurance
Protect your classic truck or utility vehicle with the same Agreed Value insurance options as our collector car insurance.
Modified Car & Hot Rod Insurance
Protect your one-of-a-kind ride with Agreed Value insurance tailored to custom vehicles and hot rods.
Exotic Car Insurance
Enjoy Agreed Value insurance savings on high-value exotic cars and imported vehicles
Antique & Classic Motorcycle Insurance
Insure your collector motorcycle with Agreed Value insurance protection and options for riding accessory coverage.
Popular Collectibles Insurance
Protect what you collect from A-Z: e.g., action figures, gun collections, military memorabilia, sports memorabilia, trading cards, vintage books, to wine collections and more.
Insurance Policy Features
Collectors insurance policies from American Collectors Insurance differ from standard insurance because it protects assets with appreciating values and offers a variety of coverage options that specifically benefit classic or vintage car owners.
At American Collectors Insurance, we insure vehicles at their Agreed Value. This provides you with peace of mind and assurance of knowing how much you will receive after a covered “total loss” claim. Agreed Value coverage means that, in the event of a covered accident that is a total loss, policyholders are paid the full agreed-upon value when the policy was written (less applicable deductible), without any further deduction for depreciation.
At no additional cost, our Inflation Guard policies increase the vehicle value to a maximum of 6% at no extra cost to the policyholder (in approved states). Additionally, we offer spare parts cover at no additional cost, which provides up to $500 for coverage for loss or damage to a classic spare part.
TLC for Your Vehicle
Towing and Labor Plans
Our TLC plans provide protection for towing and transportation for your classic vehicle. If your classic car is disabled on the roadside due to a flat tire, dead battery, or any number of reasons, you can choose the towing/emergency roadside service company that is most convenient for your situation. Then, you’ll be eligible to have transportation and service costs quickly reimbursed, up to the predetermined policy limit.
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I have been insuring my classic cars with American Collectors for many years & it’s always been a pleasure to deal with one of their very friendly representatives. They have been very helpful & are very knowledgeable!
Super service! The Collector Specialist I worked with was efficient, professional & she was able to take care of my issue in a speedy fashion.
I’m so glad I found American Collectors Insurance! This is perfect insurance if you have a classic car that you fix up and enjoy to drive on the weekends. You will save a lot of money on their Agreed Value insurance!