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Wine Collection Insurance
Wine collectors know how to protect vintage wine best, but there are some circumstances you can’t control. From natural disasters to accidental breakage, American Collectors Insurance offers broader coverage for protection. Not only are your rare and vintage wines covered, but we include packaging and accessories in your policy.
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How Our Policy Protects Your Collectibles
Your wine is stored safely in a cellar or special storage room. But did you know it’s still susceptible to damage? These are just a few things an American Collectors Insurance policy protects your wine collection against:
Accidental Breakage
Burglaries and Theft
Fire, Floods, and Natural Disasters
Mysterious Disappearance*
Loss/Damage During Shipment**
*Available on scheduled items
**Available with Collectors Choice Endorsement
Learn about rare vintage and antique collectibles
Online Resources for Wine Collectors
Whether you own an extensive collection or you’re just starting, connect with other collectors, get values, & more.
Wine Collection Insurance Policy Features
How do the policy features of your wine collection insurance help preserve your investment? Learn about the benefits you’ll receive through American Collectors.
Agreed Value Coverage
Qualifying collections are insured for their full collector value up to the policy limits, pending valuation by our collector insurance specialists.
Broader Coverage
Unlike standard homeowners policies, protect your collectibles against accidental breakage, fire, theft, and natural disasters.
Mysterious Disappearance
Coverage is provided for mysterious disappearance for items that are worth $2,000 and scheduled on the policy.
Inflation Guard Protection
In the event of a covered total loss of your collection, Inflation Guard adjusts the Agreed Value of the covered items up to 6% max.
Unmatched Personal Service
Our reps are friendly, prompt, knowledgeable, honest and dedicated to making the claim process as smooth as possible.
Automatic Coverage of New Additions
Expanding your collection? We’ll automatically cover new purchases to your collection up to $2,000. Just tell us within 30 days.
Collector’s Choice
The Collector’s Choice enhancement protects items being shipped, stored outside of residence, or used for special occasions.
Program Features & Availability Vary by State
Exceptions do apply. Currently, we do not cover furniture, fine art, or jewelry. Contact us for more details.
Special Policy Enhancements
Collector’s Choice policy enhancements include special coverage for collectibles you use.
Additional Resources
