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Collectors Insurance Plans Collectibles Insurance Plans Toy Collection Insurance

Toy Collection Insurance

From vintage G.I. Joe and Barbie Dolls to Lionel Trains and more, American Collectors Insurance is dedicated to providing broad coverage that your toy collection deserves. For over forty years, American Collectors Insurance has been providing the best coverage for discerning collectors. We recognize that even the best homeowners insurance (HO-3) policies fall short when it comes to covering prized collectibles, and we offer our customers the peace of mind that comes with knowing our most precious items are protected.

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How Our Policy Protects Your Collectibles

At American Collectors Insurance, we recognize the value of your collection, and we understand how important it is to you. Our policies provide broad coverage against anything out of your control, including:

  • Accidental Breakage
  • Burglaries and Theft
  • Fire
  • Floods
  • Natural Disasters
  • Mysterious Disappearance (on scheduled items)
  • Loss/Damage During Shipment (with Collectors Choice Endorsement)
Doll Collection
Learn about rare vintage and antique collectibles

Online Resources for Toy Collectors

Whether you have an extensive collection of vintage and antique toys or you’re just getting started, connect with other collectors, get values, and more.

Collectible Resources

Toy Collection Insurance Policy Features

Whether you’re getting started with a modest collection, or you’ve been collecting for decades, your American Collectors Insurance policy will provide you with many features and benefits you won’t find from other providers.

Trustpilot
Vintage Toy Car Collection

Agreed Value Coverage

Qualifying vintage and antique toy collections are insured for their full collector value, less any deductible, and never depreciate. Coverage also applies to accessories and product packaging.

Broad Coverage

Your American Collectors Insurance policy insures your collectibles from damage caused by accidental breakage, fire, flood, theft, hurricane, earthquakes, and more.

Unmatched Personal Service

We understand the importance of personalized service, especially if you have questions about your policy. Our reps are available on weekdays and even Saturdays to talk to you—live.

Inflation Coverage

We recognize that what our collections are worth today is going to be different from what our collection is worth tomorrow. To minimize the effect of inflation, American Collectors policies increase the value of any scheduled items in your toy collection, in the event of a total loss. Your policy limit will increase by 2% each quarter, up to 8% annually, for all scheduled items in your collection valued at greater than $2,000 at no additional cost.

Automatic Coverage of New Collectibles

We cover new additions up to $2,000. Just let us know within 30 days of adding new items to your collection.

Collector’s Choice

Our Collector’s Choice endorsement provides extra coverage, protecting collectibles stored off-site and those used during special occasions, no matter where you go. Learn more about Collector’s Choice in our Policy Enhancements page linked below.

Program Features and Availability Vary by State

Note that specific coverage options do vary by state, and toy collection insurance varies from state to state. Please contact us for information on policy specifics in your area.

Additional Resources

Collecting 101
January 9th, 2020

Are Your Collectibles Properly Insured?

December 16th, 2019

Top Reasons to Choose American Collectors Insurance Over Our Competition

It is important to understand the differences in policies and services being offered when making a decision between collector and classic car insurance companies. Reasons to Choose American …

Buyer’s Guides
September 17th, 2020

The 8 Most In-Demand Collectibles to Look For

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