Protect your passion with insurance designed for collectors – by collectors.
Details That Make a Difference
Agreed Value Coverage
Agreed Value coverage guarantees full payment of the Agreed Value (minus the deductible) in case of a covered accident resulting in a total loss, without factoring in depreciation.
Added Policy Benefits at No Additional Charge
American Collectors Insurance policies include complimentary TreasureGuard™ benefits like using your repair shop of choice, basic towing, and more, at no added cost.
Flexible Towing and Transportation Coverage
Our Collector Auto Reimbursement and Expenses (C.A.R.E.) plans provide protection for towing and transportation for your classic vehicle.
Annual Tailored Mileage Plans
Our tailored mileage plans give you flexibility to customize your classic car insurance policy to match how much you actually drive your collector vehicle.
Discounts Available
We have a wide range of discounts available, such as: high-value vehicles ($250K+), multi-vehicle policies, mature drivers, garage security, and much more.
Inflation Guard
In the event of a covered total loss to your collector car, inflation guard automatically adjusts the Agreed Value limit for your vehicle.
Automatic Coverage for Newly Acquired Vehicles
We offer up to 30 days of automatic coverage for qualified collector vehicles that you purchase during your policy term (up to $100,000).
Coverage for Vehicles in Restoration
We’ll protect your collector car throughout the duration of an active restoration.
Deductible & Liability Limit Options
Customize your deductible & liability limit options to suit your unique needs.
Multi-Vehicle Discount
Customize your deductible & liability limit options to suit your unique needs.
Speak to a Collector Insurance Expert Today
Our dedicated team of Collector Insurance Specialists are here to help you find the exact right policy to fit your specific needs. Learn about how our agreed value policies and added features are guaranteed to give you the best protection so you can enjoy your hobby worry free.