Company Facts:

American Collectors Insurance was been specializing in collector car Insurance since 1976, 8 years before Hagerty Insurance Agency was founded in 1984 and, a full 15 years before Hagerty started writing Classic Car Insurance in 1991 [9]. American Collectors Insurance specializes in classic car insurance and does not add-on an additional membership fee.

Starts at $45 [10]

Claims Policies:

Both Hagerty Insurance and American Collectors Insurance provide an “Agreed Value” policy, which ensures that you will receive your full policy limit for a covered total loss (less any applicable deductible).

American Collectors Insurance values hassle-free claims service, so we do not limit your options of towing or roadside vendor.  In fact, we let you choose the service provider that provides the fastest emergency response, so you can get back on the road as fast as possible.  You can be confident American Collectors Insurance does not raise your renewal premium for filing a claim (whether it’s a Comprehensive or Collision claim, whether you’re determined to be at-fault or not-at-fault).

Additional Coverages:

American Collectors Insurance includes valuable additional coverages to benefit classic car collectors, including:  a) Newly Acquired Vehicle Coverage:  up to $100K automatic coverage for a newly acquired vehicle at no additional cost, b) Risk Prevention Program:  Covers 100% of reasonable evacuation expenses incurred to move a covered vehicle from an area experiencing or threatened by natural disasters (up to $250 / vehicle) for no additional cost, c) choice of towing/roadside assistance coverage bundles, starting at only $9.95, and d) Inflation Guard to provide additional peace of mind by automatically increasing your Policy Limits to help protect your collector vehicle investment from inflation.

Starts at $45.00 [17]

Starts at $9.95

Vehicle Underwriting:

Both American Collectors Insurance and Hagerty Insurance have a broad underwriting appetite for collector cars including: classic cars, newer collectibles, resto-mods, newer exotic vehicles, collector trucks/SUVs, classic motorcycles, and modified cars.