Collector’s Insurance
At American Collectors Insurance, we are more than an insurance provider – we are your partners in preserving the legacy of classic cars and collectibles. Experience the assurance of a policy designed exclusively for collector vehicles and prized collectibles!
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Insurance For Collectors
We offer personalized support and tailored insurance policies to ensure your collector, classic, and vintage vehicles are protected with care and expertise. With American Collectors Insurance, you can trust that your unique collection is in the hands of specialists who understand your passion and the value of your collector car.
Collector’s Insurance Policy Features
Collectors insurance policies go beyond that of standard auto insurance, catering to classic and vintage car enthusiasts with a host of coverage choices designed exclusively for their vehicles.
- Agreed Value Coverage means that, in the event that a covered accident results in a total loss, policyholders are paid the full Agreed Value (less any applicable deductible) without any further deduction for depreciation.
- C.A.R.E. Plans provide you with protection for towing and transporting your classic vehicle.
- Inflation Guard increases the Agreed Value to a maximum of 6% (in approved states). This also includes $500 of Spare Parts Coverage at no additional cost.
- Choose Your Repair Shop of Choice allows policyholders to select the repair shop they prefer, enhancing accessibility and control over repairs.
Collector’s Benefits, Explained
Passionate Insurance Specialists
We are rated #1 in customer service because we understand your love for classic cars or collectibles. Our team is composed of insurance specialists who share the same passion.
Tailored Policies
Beyond just coverage, we offer an experience tailored to collectors like you. Our experts ensure your unique needs are met, explaining the benefits of Agreed Value protection that goes beyond market value.
Our Community
It’s more than just coverage – it’s a vibrant community for collectors to unite and share their passion. Join fellow enthusiasts in celebrating the artistry and history of classic vehicles through exclusive events , local car club gatherings, and engaging online contests.
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Classic Car Insurance Frequently Asked Questions
What is collector’s insurance?
Collector’s insurance is specialized coverage provided by insurance companies to safeguard valuable collections, such as classic cars. This coverage offers robust protection beyond standard auto policies and often includes coverage for events like car shows.
How does collectible insurance work?
Collectible insurance evaluates the value of a collection or classic car and provides coverage tailored to that value. It offers robust protection that can encompass damages, theft, and events like car shows and roadside assistance.
At what point should you insure a collection or classic car?
It’s recommended to insure a collection or classic car as soon as you acquire it. Having coverage from the beginning ensures protection against potential risks and events, even car shows.
What does valid and collectible insurance mean?
Valid and collectible insurance refers to coverage designed specifically for valuable items like classic cars. It meets the criteria outlined by the insurance company and considers factors such as the car’s value, authenticity, and collectible nature.
How many items are needed to be considered a collection?
While the exact number can vary, a collection generally comprises a group of related items that hold value or significance.
Collector’s Insurance In Specific States
Discover more about the states that we insure in, and the specific rules that relate to those states (any differences).
American Collector’s Insurance Reviews
See why our customers trust their collectibles with American Collectors Insurance.
Collector’s Insurance Articles
