Classic Car Insurance in Michigan
Unlike standard car insurance, American Collectors Insurance offers customized classic car insurance policies with Agreed Value protection for your collector vehicle.
When it comes to collector and classic car insurance in Michigan, you don’t have to settle for a one-size-fits-all policy.
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Why Choose American Collectors Insurance to Protect Your Classic, Antique, or Vintage Car?
- Best Classic Car Insurance: We are rated #1 by REAL customers for providing affordable classic car insurance in Michigan and exceptional customer service. We proudly share our policyholder reviews and always listen to feedback. At American Collectors Insurance, we are driven by a shared passion for collector cars, trucks, and motorcycles.
- Tailored Policies: Our collector car insurance team is dedicated to making insurance accessible and straightforward for classic car owners. Our experts will collaborate with you to tailor a collector car policy that precisely aligns with your coverage needs.
- We Have Your Back: We know that while collector cars are not your daily drivers, they are your passion. Our insurance policies include complimentary TreasureGuardTM benefits like spare parts, full safety glass, basic towing, and more.
From Classic and Antique Cars to Hot Rods and American Muscle
Michigan is not only the cradle of American automotive history, its collector car culture spans the entire state, reaching the shores of the four bordering great lakes. Detroit was not only the birthplace of the American muscle car, but it is also one of the largest “classic car cities” in the U.S. There is no shortage of classic car clubs, car shows, and plenty of local resources for vintage car restoration in Michigan.
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Features for Collector Car Insurance in Michigan
Agreed Value Coverage
If a covered accident occurs that results in a “total loss,” you will be paid the fully agreed-upon amount stated in your policy (less any applicable deductible) without factoring in depreciation. So you can peace of mind driving to the Michigan Antique Festival’s Classic Car Show, the Monroe County Swap Meet, or just on a Sunday drive.
Inflation Guard
In the event of a covered “total loss” to your collector vehicle, inflation guard will automatically adjust the Agreed Value limit for your vehicle.
Vehicles in Restoration
Shift happens. We’ll protect your collector car throughout the duration of an active restoration.
Most Flexible Mileage
Our mileage plans give you flexibility to customize your classic car insurance policy to match how much you drive your collector vehicle in Michigan or anywhere throughout the U.S.
Discounts for Collectors
If you’re driving a vehicle valued over $250,000 or need a multi-vehicle policy, you may be eligible for discounts. Ask about driver safety features, and garage safety discounts for even more savings on your collector car insurance in Michigan.
Towing and Transportation Coverage
Our Collector Auto Reimbursement and Expenses (C.A.R.E.) plans provide protection for towing and transportation for your classic vehicle.
Getting a classic car insurance quote in Michigan has never been easier.
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Looking for a Classic Car Club in Michigan?
Whether you’re looking to learn more about the hobby or wanting to connect with other enthusiasts who share a similar passion for collector cars, joining a local car club is the perfect opportunity. We’ve started a list for you so you can find a club that fits you best.
Capitol City Old Car Club
The Capitol City Old Car Club (CCOCC) is a non-profit organization serving Mid-Michigan vehicle enthusiasts. Established in 1962, the CCOCC originated from the dreams of about a dozen car enthusiasts, including an auto historian, an engineering student, and a car builder, who gathered to discuss obtaining parts and exchanging ideas. The club is incorporated by the state of Michigan, with headquarters in the Lansing area. Its purpose is to encourage an interest in antique, classic, and special interest automobiles, exhibiting such vehicles at car shows, cruise-ins, and civic events.
Great Lakes Classic AMC
The Great Lakes Classic AMC Club is a local chapter of the American Motors Owners Association, located around Southeast Michigan. Their mission is to provide a forum for the exchange of information and parts between owners and enthusiasts of American Motors Corporation. They assist in the restoration, preservation, and promotion of these vehicles. GLCAC hosts a variety of events throughout the year, including the Greenmead All Family Show.
West Michigan Mustang Club
The West Michigan Mustang Club is one of the largest clubs in the area. They are centered in Grand Rapids but have members in Traverse City, in Kalamazoo, and in the Lansing area. They recognize all Mustangs, from the original 1964½ to present day models. Typical events include mid-week “mini cruises” for ice cream, caravans to out of area car shows, how-to meetings, color tours, photos-shoots, “garage hops”, etc.
Vintage Car Club of Holland
The Vintage Car Club of Holland is a non-profit organization formed in 1974. They are dedicated to having fun while preserving vehicles and the old car hobby. Their roster includes cars from every decade 1990-present. Their motto is “any year, any model, any condition.
Kalamazoo Antique Auto Restorers Club
The Kalamazoo Antique Auto Restorers Club (KAARC) is a non-profit club, composed of a group of automobile enthusiasts, mainly from the West Michigan area. Many of their members own antique vehicles, however it is not necessary to join the club. Anyone with a passion for cars is welcome to join.
Find More or Submit Your Own Collector Car Club
You can find more collector car clubs in Michigan or submit your own by clicking here.
Taking Your Classic Car for Service or Restoration in Michigan
When it comes to choosing an auto body shop to restore or service your collector car, it is crucial to select one that specializes in classic and collector cars. Not all mechanics possess the expertise and necessary supplies needed for these special vehicles. To make your search easier, we’ve compiled a list of several restoration shops in Arizona that can assist with classic cars.
That’s Minor Customs
At That’s Minor Customs they have a combination of over 200 years of classic car restoration, repair, and customization of muscle cars, and hot rods. All their technicians are trained in their specific expertise. They work directly with you to make sure you’re always aware of the costs being accrued during your auto restoration, painting, or repair project. A direct link of communication is kept with all customers during every classic car restoration project. Contact them today at 586-690-8072.
Garfield Auto Service Center
Garfield Auto Service Center is experienced in making the old new again. Their trained and certified staff of mechanics have restored many makes and models of antique vehicles from start to finish. They’ve worked on vintage BMWs, overhauled VWs, and restored everything from Corvettes to Model Ts. Contact them at 231-929-3862.
Champion Hargreaves Auto Body Shop
At Champion Hargreaves Auto Body Shop of Royal Oak, you get the best of the best. Their certified team of experts will repair and get your car to run like new with the same vintage feel that you love. Contact them today at 248-397-5117.
Buzz Off Auto Detroit
At Buzz Off Automotive in Troy, MI their certified and trained technicians will handle any of your auto repair and maintenance service needs for your vehicle. From custom interiors, custom paint, and metal fabrication to the latest technical advances in engine performance, suspension handling and disc brake conversion packages, they have what you need – quality craftsmanship and attention to detail. Contact them at 248-649-3131.
