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Best Classic Car Insurance in New Jersey

Why Choose American Collectors Insurance to Protect Your Classic, Antique, or Vintage Car?

  1. Top-Rated: We offer affordable classic car insurance in New Jersey and are rated #1 by our customers. We invite you to read our customers’ classic car insurance reviews. At American Collectors Insurance, we are driven by a shared passion for your classic and collector car.
  2. Tailored Policies: Our team of collector car insurance specialists are dedicated to making insurance accessible and straightforward for classic car owners. Our experts will collaborate with you to tailor a classic car policy that precisely aligns with your needs.
  3. We Have Your Back: We know the needs of classic car collectors in New Jersey. Our insurance policies include complimentary TreasureGuardTM benefits like spare parts, full safety glass, basic towing, and more. You won’t find this level of care and expertise at other classic car insurance companies.

Collector Insurance Coverage in New Jersey

While New Jersey may be called the “Garden State,” we know it is a geographically diverse region. From its southern rural counties to its miles of sandy beach towns, and to its urban areas across from Philadelphia and adjacent to New York, we assure classic car enthusiasts with top-rated service and enhanced coverage.

— Jersey-Grown —

American Collectors Insurance, founded in 1976, is headquartered in Cherry Hill, New Jersey. Our corporate parent, NSM Insurance Group, proudly hosts our annual Collector Car Show in Cherry Hill. Our 14th annual show was held on October 14th, 2023.  This year we donated all proceeds to Puppies Behind Bars.

We share your passion and understand the importance of your collector car. With our Agreed Value protection and TreasureGuardTM benefits, collectors can have peace of mind as they transport and store their collections throughout New Jersey.

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American Collector’s Insurance Reviews

See why our customers trust their collectibles with American Collectors Insurance.

Features for Collector Car Insurance in New Jersey

Agreed Value Coverage

Enjoy driving your antique car, vintage truck, or modified hot rod down to the Jersey shore, along the backroads in rural Hackettstown, or just driving to your local car club’s Coffee Cruise-In knowing that if a covered accident occurs that results in a “total loss”, you will be paid the fully agreed-upon amount stated in your policy (less any applicable deductible) without factoring in depreciation.

Inflation Guard

We include Inflation Guard for no additional cost. In the event of a covered “total loss” to your collector vehicle, Inflation Guard will automatically adjust the Agreed Value limit for your vehicle.

Bonus Policy Benefits

TreasureGuard™

Our classic car insurance policies in New Jersey include complimentary TreasureGuard™ benefits like spare parts, full safety glass, basic towing, and more.

Vehicles in Restoration

Shift happens. We’ll protect your collector car throughout the duration of an active restoration.

Spare Parts Coverage

Spare parts can be tough to find for your classic rig. Policy coverage includes up to $500 covered losses and damages to classic “spare parts”.

Automatic Coverage for Newly Acquired Collector Vehicles

All classic and collector car insurance policies in New Jersey include automatic 30-day coverage for newly purchased qualifying vehicles for up to $25,000.

Flexible Plans & Discounts

Most Flexible Mileage

Our mileage plans give you flexibility to customize your classic car insurance policy to match how much you drive your collector vehicle in New Jersey or anywhere throughout the U.S.

Towing and Transportation Coverage

Our Collector Auto Reimbursement and Expenses (C.A.R.E.) plans provide protection for towing and transportation for your classic vehicle.

Discounts for Collectors

If you’re driving a vehicle valued over $250,000 or need a multi-vehicle policy, you may be eligible for discounts. Ask about driver safety features, and garage safety discounts for even more savings on your collector car insurance in New Jersey.

After personalizing your classic car insurance plan in NJ, it’s time to finish your restoration project or show off your restored vintage ride. Join a local club or find a reputable mechanic in the area to assist you in maintaining or restoring your collector vehicle.

Looking for a Classic Car Club in New Jersey?

Whether restoring your first muscle car, modifying a street rod, or just looking for a place to meet local classic car enthusiasts and collectors, getting to meet new friends and having the opportunity to share a common love for classic vehicles is priceless. Here are some popular local clubs in New Jersey:

British Motor Club of Southern New Jersey

Founded in 1992 by a small group of British car lovers, the club has grown to over 150 members from throughout South Jersey. Meetings, posted to their website and Facebook page, are held regularly at different locations throughout Southern New Jersey. Visit British Motor Club of Southern New Jersey for more information.

Central Jersey Antique Car Club

The Central Jersey Antique Car Club (CJACC) is New Jersey’s oldest car club, operating non-stop since its inception in 1955. Established as an independent non-profit organization, the primary purpose of the CJACC is the preservation and maintenance of antique vehicles of historical value and as a source for technical expertise concerning antique automobiles as a benefit to its members and the public. Check out the Central Jersey Antique Car Club for more information such as membership, events, and more.

New Jersey Open Road Thunderbird Club

The New Jersey Open Road Thunderbird Club (NJORTC) has approximately 90 members who are all dedicated to the Ford Thunderbird. While some members have other classics and hot rods in their garage, they all share a common passion for the T-Bird. So, this is truly a club who loves cars. New Jersey Open Road Thunderbird Club meetings occur monthly, and members take turn hosting events. Check out their website for current events and monthly newsletter.

South Jersey Mustang Club

As a regional chapter of the Mustang Club of America founded in 1979, the South Jersey Mustang Club members meet regularly to show their cars and support each other in the preservation of Ford’s pony car. Some members own both classic and late model Mustangs in addition to other noteworthy Ford products. The South Jersey Mustang Club holds various activities throughout the year including car cruises, car shows and other social events. Most of their events are held in support of charities.

Find More or Submit Your Own Collector Car Club

You can find more collector car clubs in New Jersey or submit your own by clicking here.

Find classic car clubs in New Jersey

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Taking Your Classic Car for Service or Restoration in New Jersey

Contey Custom Performance

At Contey Custom Performance, they treat every classic car restoration like it’s their own. Contey has the experience to take care of your car at any stage of your classic car restoration, whether its electrical, mechanical, bodywork, fabrication, paint, upholstery, and more. They have restored countless classics that have been at car shows throughout New Jersey, and many collectors will know the owner’s name, Steve Contey. Contey Custom Performance is located at 194 Kings Hwy, Unit 3, Landing, NJ 07850, and phone number is (201)788-8997.

Shore Collision LLC

Shore Collision is specialized in classic car restoration. They offer custom paint jobs, body work, repairs, and fabrication. During consultation they will work with you to find the solutions to achieve your vision. Their full-service body and mechanical shop can handle interior and exterior restoration in our car restoration shop. Shore Collision is in Neptune City, NJ and can be contacted at (732)775-2117.

Premier Restorations

Located in Clifton, New Jersey, just 15 miles from NYC, Premier Restorations offers a wide range of services for your classic or exotic vehicle. Whether you need a tune-up, cosmetic lift, or full restoration, they have the capabilities to get the job done. From body work and fiberglass to paint, interior, electrical, mechanical systems, and to even offering storage. Give them a call today at (973)546-1800.

76 Customs

Located in Hunterdon County, Northern New Jersey, 76 Customs offers full restorations of antique vehicles, classic cars, hot rods, muscle cars, street rods, and more. Our staff is experienced with all aspects of mechanical repair on vintage vehicles. 76 Customs serves Whitehouse, NJ, Whitehouse Station, NJ, Branchburg, NJ, and surrounding areas. When you need a classic car repair shop or auto restoration center, call (908) 800-3259.

Call: 1-866-730-0395