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Toy Collection Insurance
From vintage G.I. Joe & Barbie Dolls to Lionel Trains & more, American Collectors Insurance is dedicated to providing the broad coverage that your toy collection deserves. For40+ years, we’ve provided the best coverage for discerning collectors. Even the best homeowners insurance (HO-3) policies fall short when it comes to covering prized collectibles, & we offer our customers the peace of mind of knowing their most precious items are properly protected.
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It’s never been easier to see coverage options for the collectibles you love the most.
How Our Policy Protects Your Collectibles
When it comes to your collectible toy collection, there’s a lot to consider and protect. From flood damage to burglary, our policies provide broad coverage against anything out of your control, including:
Accidental Damage
Burglaries and Theft
Fire / Floods
Natural Disasters
Mysterious Disappearance*
Loss/Damage During Shipment**
*On scheduled items
**With Collectors Choice Endorsement
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Online Resources for Toy Collectors
Whether you own an extensive collection or you’re just starting, connect with other collectors, get values, & more.
Toy Collection Insurance Policy Features
Whether you’re getting started with a modest collection, or you’ve been collecting for decades, your American Collectors Insurance policy will provide you with many features and benefits you won’t find from other providers.
Agreed Value Coverage
Qualifying collections are insured for their full collector value up to the policy limits, pending valuation by our collector insurance specialists.
Broader Coverage
Unlike standard homeowners policies, protect your collectibles against accidental breakage, fire, theft, and natural disasters.
Mysterious Disappearance
Coverage is provided for mysterious disappearance for items that are worth $2,000 and scheduled on the policy.
Inflation Guard Protection
In the event of a covered total loss of your collection, Inflation Guard adjusts the Agreed Value of the covered items up to 6% max.
Unmatched Personal Service
Our reps are friendly, prompt, knowledgeable, honest and dedicated to making the claim process as smooth as possible.
Automatic Coverage of New Additions
Expanding your collection? We’ll automatically cover new purchases to your collection up to $2,000. Just tell us within 30 days.
Collector’s Choice
The Collector’s Choice enhancement protects items being shipped, stored outside of residence, or used for special occasions.
Program Features & Availability Vary by State
Exceptions do apply. Currently, we do not cover furniture, fine art, or jewelry. Contact us for more details.
Special Policy Enhancements
Collector’s Choice policy enhancements include special coverage for collectibles you use.
Additional Resources
