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Toy Collection Insurance

From vintage G.I. Joe & Barbie Dolls to Lionel Trains & more, American Collectors Insurance is dedicated to providing the broad coverage that your toy collection deserves. For40+ years, we’ve provided the best coverage for discerning collectors. Even the best homeowners insurance (HO-3) policies fall short when it comes to covering prized collectibles, & we offer our customers the peace of mind of knowing their most precious items are properly protected.

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How Our Policy Protects Your Collectibles

When it comes to your collectible toy collection, there’s a lot to consider and protect. From flood damage to burglary, our policies provide broad coverage against anything out of your control, including:

Accidental Damage

Burglaries and Theft

Fire / Floods

Natural Disasters

Mysterious Disappearance*

Loss/Damage During Shipment**

*On scheduled items

**With Collectors Choice Endorsement

Learn about rare vintage and antique collectibles

Online Resources for Toy Collectors

Whether you own an extensive collection or you’re just starting, connect with other collectors, get values, & more.

Collectible Resources

Toy Collection Insurance Policy Features

Whether you’re getting started with a modest collection, or you’ve been collecting for decades, your American Collectors Insurance policy will provide you with many features and benefits you won’t find from other providers.

Special Policy Enhancements

Collector’s Choice policy enhancements include special coverage for collectibles you use.

Agreed Value Coverage

Qualifying collections are insured for their full collector value up to the policy limits, pending valuation by our collector insurance specialists.

Broader Coverage

Unlike standard homeowners policies, protect your collectibles against accidental breakage, fire, theft, and natural disasters.

Mysterious Disappearance

Coverage is provided for mysterious disappearance for items that are worth $2,000 and scheduled on the policy.

Inflation Guard Protection

In the event of a covered total loss of your collection, Inflation Guard adjusts the Agreed Value of the covered items up to 6% max.

Unmatched Personal Service

Our reps are friendly, prompt, knowledgeable, honest and dedicated to making the claim process as smooth as possible.

Automatic Coverage of New Additions

Expanding your collection? We’ll automatically cover new purchases to your collection up to $2,000. Just tell us within 30 days.

Collector’s Choice

The Collector’s Choice enhancement protects items being shipped, stored outside of residence, or used for special occasions.

Program Features & Availability Vary by State

Exceptions do apply. Currently, we do not cover furniture, fine art, or jewelry. Contact us for more details.

Additional Resources

Buyer’s Guides | Collecting 101
comic book collection
Sep 2015
Our Favorite Collector’s Blogs
 Agents | Collectibles | Collecting 101 | Collecting 101 Jan 2020
Are Your Collectibles Properly Insured?
 Collectibles | Featured Aug 2023
The 8 Most In-Demand Collectibles to Look For
 Collectibles | Collecting 101 Mar 2020
Collector Insurance: How It Will Protect Your Comic Book Collection
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