Toy Collection Insurance

For over forty years, American Collectors Insurance has been providing the best coverage for collectors. From vintage G.I. Joe and Barbie Dolls to Lionel Trains and more, American Collectors Insurance is dedicated to providing broader coverage that your toy collection deserves. We recognize that homeowners insurance policies fall short when it comes to covering prized collectibles, and we offer our customers the peace of mind that comes with knowing your most precious items are protected.

How Our Policy Protects Your Collectibles

At American Collectors Insurance, we recognize the value of your collection, and we understand how important it is to you. Our policies provide broad coverage against anything out of your control, including:

Accidental Breakage
Burglaries and Theft
Fire
Floods
Natural Disasters
Mysterious Disappearance (on scheduled items)
Loss/Damage During Shipment (with Collectors Choice Endorsement)

Learn about rare vintage and antique collectibles

Online Resources for Toy Collectors

Whether you have an extensive collection of vintage and antique toys or you’re just getting started, connect with other collectors, get values, and more.

Collectible Resources

Toy Collection Insurance Policy Features

Whether you’re getting started with a modest collection, or you’ve been collecting for decades, your American Collectors Insurance policy will provide you with many features and benefits you won’t find from other providers.

Agreed Value Coverage

Qualifying vintage and antique toy collections are insured for their full collector value, less any deductible, and never depreciate. Coverage also applies to accessories and product packaging.

Broad Coverage

Your American Collectors Insurance policy insures your collectibles from damage caused by accidental breakage, fire, flood, theft, hurricane, earthquakes, and more.

Unmatched Personal Service

We understand the importance of personalized service, especially if you have questions about your policy. Our reps are available on weekdays and even Saturdays to talk to you—live.

Inflation Coverage

We recognize that what our collections are worth today is going to be different from what our collection is worth tomorrow. To minimize the effect of inflation, American Collectors policies increase the value of any scheduled items in your toy collection, in the event of a total loss. Your policy limit will increase by 2% each quarter, up to 8% annually, for all scheduled items in your collection valued at greater than $2,000 at no additional cost.

Automatic Coverage of New Collectibles

We cover new additions up to $2,000. Just let us know within 30 days of adding new items to your collection.

Collector’s Choice

Our Collector’s Choice endorsement provides extra coverage, protecting collectibles stored off-site and those used during special occasions, no matter where you go. Learn more about Collector’s Choice in our Policy Enhancements page linked below.

Program Features and Availability Vary by State

Note that specific coverage options do vary by state, and toy collection insurance varies from state to state. Please contact us for information on policy specifics in your area.

Additional Resources

Agents

Toy Collection Insurance

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