Classic Vehicle & Collectibles Protection for USAA Members At A Price You Can Afford.
Find out why USAA members have been choosing American Collectors Insurance for over 30 years. Start today with a no obligation 2-minute quote!
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Why Choose American Collectors Insurance
For more than 30 years, we’ve been honored to work with USAA Insurance Agency to provide protection for classic car and collectibles. Our quick and easy quoting process is backed by a tailored underwriting approach, ensuring quality coverage that dedicated collectors deserve.
Agreed Value Coverage
In the event of total loss/theft you are paid the Agreed Value of your vehicle (less any applicable deductible).
Simplified Towing with C.A.R.E.
Simply choose your preferred towing service, submit the bill to us, and we’ll reimburse you up to the policy limit, including flat-bed towing options and many more benefits.
Collector Insurance Specialists
Personal guidance from licensed professionals / car enthusiasts, even on Saturdays.
30 Year Alliance
Decades of dedication to servicing USAA members with our incredible policies, customer service and more.
American Collector’s Insurance Reviews
See why our customers trust their collectibles with American Collectors Insurance.
What is Classic Car Insurance?
Classic car insurance is specialized coverage that helps protect your work of art on wheels in ways regular auto insurance can’t. Typically, a standard auto policy won’t cover your classic car’s full assessed value because it factors in age, mileage and depreciation. You may spend time and money restoring your vehicle, so it could be worth far more than its depreciated value.
Frequently Asked Questions
How much is classic car insurance?
Collector’s insurance is specialized coverage provided by insurance companies to safeguard valuable collections, such as classic cars. This coverage offers flexible protection beyond standard auto policies and often includes coverage for events like car shows.
Why is agreed value important for classic cars?
Collectible insurance evaluates the value of a collection or classic car and provides coverage tailored to that value. It offers flexible protection that can encompass damages, theft, and events like car shows and roadside assistance.
Does it matter how I store my classic car?
It’s recommended to insure a collection or classic car as soon as you acquire it. Having coverage from the beginning ensures protection against potential risks and events, even car shows.
What driver qualifications are required to get classic car insurance?
Valid and collectible insurance refers to coverage designed specifically for valuable items like classic cars. It meets the criteria outlined by the insurance company and considers factors such as the car’s value, authenticity, and collectible nature.
What’s my classic car worth?
While the exact number can vary, a collection generally comprises a group of related items that hold value or significance.
Speak to an Expert Today
Our dedicated team of Collector Insurance Specialists are here to help you find the exact right policy to fit your specific needs. Learn about how our agreed value policies and added features are guaranteed to give you the best protection so you can enjoy your hobby worry free.
What Products Can I Insure?
Serving Customers For Over 48 Years
Designed By Collectors. For Collectors.
Use of the term “member” or “membership” refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change.
USAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the “Agency”). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (“third-party insurance products”) on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.