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Coin Collection Insurance
You’ve invested a lot of time and resources in cultivating a collection of rare, antique and vintage coins. Let us help you protect your valuable collection. From natural disasters to accidental breakage, American Collectors Insurance offers broader coverage than standard homeowners insurance, including providing coin collections with Agreed Value protection.
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It’s never been easier to see coverage options for the collectibles you love the most.
How Our Policy Protects Your Collectibles
Collectible coins may not be susceptible to breakage like a bottle of wine or a commemorative plate, but they’re still vulnerable to damage, theft, and other threats you have no control over. Whether you own a few mint condition Sacagawea dollars or an expansive collection of rare coins spanning centuries, American Collectors Insurance offers complete coverage against these risks and more:
Burglaries and Theft
Fire and Wildfires
Floods
Natural Disasters
Mysterious Disappearance
Loss/Damage During Shipment
*Available on scheduled items
**Available with Collectors Choice Endorsement
Learn about rare vintage and antique collectibles
Online Resources for Coin Collectors
Do you own an 1804 silver dollar? What about a 1895 Morgan Silver Dollar or some newer commemorative state quarters? Get information, rare coin values, and more.
Coin Collection Insurance Policy Features
From customized quotes to blanket collectible policies that change as your needs do, our insurance policies offer:
Agreed Value and Fair Market Value Coverage
American Collectors Insurance covers scheduled coin collections under agreed value. Qualifying collections are insured for their full collector value— up to policy limits, less any applicable deductible, without any deduction for depreciation. Non-scheduled coin collections are paid on a fair market value. Coverage also applies to accessories and product packaging.
Extended Coverage
Broad coverage entails defense against a range of hazards and threats. American Collectors protects your collectibles and provides you with peace of mind knowing your collection is covered.
Unmatched Personal Service
Speaking with a real, live rep is one highlight you won’t find with other collectibles insurance companies. Our team includes hobbyists, enthusiasts, and dedicated experts who are ready to help you.
Inflation Guard Protection
In the event of a covered total loss to your Coin collection, Inflation Guard adjusts the Agreed Value of the Scheduled items up to 8% max.
Automatic Coverage of New Additions
However you add to your collection, your policy offers peace of mind. Your new purchases receive coverage up to $2,000 for 30 days—just call to inform us of your new acquisition.
Collector’s Choice
Our Collector’s Choice endorsement provides extra coverage, protecting collectibles stored off-site beyond 30 days and those used during special occasions, no matter where you go. Learn more about Collector’s Choice in our Policy Enhancements page linked below.
Program Features & Availability Vary by State
Note that specific coverage options do vary by state, and coin collection insurance varies from state to state. Note that specific coverage options do vary by state. Please contact us for information on policy specifics in your area.
Additional Resources
