Skip Navigation

Home | Collectors Insurance Plans | Collectibles Insurance | Coin Collection Insurance

Coin Collection Insurance

You’ve invested a lot of time and resources in cultivating a collection of rare, antique and vintage coins. Let us help you protect your valuable collection. From natural disasters to accidental breakage, American Collectors Insurance offers broader coverage than standard homeowners insurance, including providing coin collections with Agreed Value protection.

Get a Free Quote in Minutes

It’s never been easier to see coverage options for the collectibles you love the most.

Get a Quote

How Our Policy Protects Your Collectibles

Collectible coins may not be susceptible to breakage like a bottle of wine or a commemorative plate, but they’re still vulnerable to damage, theft, and other threats you have no control over. Whether you own a few mint condition Sacagawea dollars or an expansive collection of rare coins spanning centuries, American Collectors Insurance offers complete coverage against these risks and more:

Burglaries and Theft

Fire and Wildfires

Floods

Natural Disasters

Mysterious Disappearance

Loss/Damage During Shipment

*Available on scheduled items

**Available with Collectors Choice Endorsement

Learn about rare vintage and antique collectibles

Online Resources for Coin Collectors

Do you own an 1804 silver dollar? What about a 1895 Morgan Silver Dollar or some newer commemorative state quarters? Get information, rare coin values, and more.

Collectible Resources

Coin Collection Insurance Policy Features

From customized quotes to blanket collectible policies that change as your needs do, our insurance policies offer:

Program Features & Availability Vary by State

Note that specific coverage options do vary by state, and coin collection insurance varies from state to state. Note that specific coverage options do vary by state. Please contact us for information on policy specifics in your area.

Agreed Value and Fair Market Value Coverage

American Collectors Insurance covers scheduled coin collections under agreed value. Qualifying collections are insured for their full collector value— up to policy limits, less any applicable deductible, without any deduction for depreciation. Non-scheduled coin collections are paid on a fair market value. Coverage also applies to accessories and product packaging.

Extended Coverage

Broad coverage entails defense against a range of hazards and threats. American Collectors protects your collectibles and provides you with peace of mind knowing your collection is covered.

Unmatched Personal Service

Speaking with a real, live rep is one highlight you won’t find with other collectibles insurance companies. Our team includes hobbyists, enthusiasts, and dedicated experts who are ready to help you.

Inflation Guard Protection

In the event of a covered total loss to your Coin collection, Inflation Guard adjusts the Agreed Value of the Scheduled items up to 8% max.

Automatic Coverage of New Additions

However you add to your collection, your policy offers peace of mind. Your new purchases receive coverage up to $2,000 for 30 days—just call to inform us of your new acquisition.

Collector’s Choice

Our Collector’s Choice endorsement provides extra coverage, protecting collectibles stored off-site beyond 30 days and those used during special occasions, no matter where you go. Learn more about Collector’s Choice in our Policy Enhancements page linked below.

Additional Resources

Buyer’s Guides | Collectibles | Collecting 101
most-valuable-coins-collectors-want
Aug 2020
The Most Valuable Coins That Serious Collectors Want
 Agents | Collectibles | Collecting 101 | Collecting 101 Jan 2020
Are Your Collectibles Properly Insured?
 Collectibles | Featured Aug 2023
The 8 Most In-Demand Collectibles to Look For
 Collectibles | Collecting 101 Apr 2015
Collector Coin Values Rising: When You Should Provide Protection for Your Coins
Call: 1-866-730-0395